Yes, YOU Should be blogging!
Why should you be blogging? Because it’s an awesome creative outlet, and compared to other creative hobbies like scrapbooking or crafting ect it’s really cheap. Because it is SO fulfilling to hear from other people in the world who genuinely appreciate what you have to say, and who email just to say “thank you for writing this!” If you have ever wondered if you should be blogging, the answer is probably (a pretty resounding) YES.
read more
What Does “Enough Money” Look Like?
Last night we met with our investor guy, to go over our investments and talk about buying life insurance (it’s time to get serious about that – there’ll be a baby here in December and we can’t put it off any more). We chatted for more than hour about what sort of risk we could afford to take with our investments and how much insurance we could afford to buy. We talked about how much money we should be putting away at our age.
read more
30 Easy Ways to Save Money and Live Frugally
There is a time and place for splurging, and there is a time and place for knowing how to save. The small ways we save can add up to real (big) money over time. Set your inner cheapskate free!
read more
How to Audit your spending (& why it’s important)
How often do we spend money on frivolous things without even considering that they are frivolous? Writing 10 Things I Quit Buying (to Save Money) really made me think hard about that. It didn’t take me long to come up with ten things I STILL spend money on that are “wants” and not “needs”.
read more
15 Ways to Have a Budget Hawaii Vacation
I never, ever, thought of Hawaii as a budget destination. Especially with the current weak Canadian dollar. But we chose Hawaii last year as our budget vacation spot, and for the same reason we chose it again this year! Hawaii did NOT disappoint. We spent under $3000 Canadian dollars total each time we went, for 10 days. That’s less $1500 per person!
read more
Are There Actually Any Paid Online Surveys Worth Your Time?
(This post probably contains affiliate links. Our full disclosure policy is really boring, but you can find it here.) THIS POST IS UNDER CONSTRUCTION (sorry!!!) I'm working on getting reccomendations for only companies that are worth while! For now, check out the...
read more
Ways to Improve Your Credit – Without a Credit Card
Soooo… recently I wrote this post about how to get approved for a rewards credit card on a “low income”… and I have to be honest, I seriously hesitated to write it. Allow me to ramble here for a moment, before I get where I’m going. (Feel free to skip ahead if you just want the suggestions about how to improve your credit without a credit card. 😉 )
I felt like my last post might be bad advice for some people. But I wrote it anyway, because it’s not bad advice for everyone. It’s awesome advice for the people who have good credit and want to benefit from rewards credit cards but can’t because of their (low) income.
read more
Get Approved for Rewards Credit Cards: The Back Door Trick
So I’ve written about travel hacking, and about why I’m not afraid of credit cards. By now you know that I actually love my credit cards. And you know that I think you should probably learn to love credit cards for their rewards value as well.
read more
Is Someone Else Telling You How to Spend Your Money?
My mom taught me something that has stuck with me my whole life. (Well, my mom taught me a million things that have stuck with me my whole life. So that’s a pretty vague opening statement.) I’ll try again.
My mom taught me to be distrustful of ads, and in doing so she gave me the greatest money saving wisdom I could ever imagine.
She used to say, when advertisements came on or were displayed in a magazine, “Look at how they’re trying to sell this to you. Notice how they use words that are implying something, but not guaranteeing anything”. And man was she right. Marketing is huge business.
read more
10 Things I Quit Buying (to Save Money)
If you’ve read many finance books or blogs, you’ve probably heard that in most relationships, there is just one person who is largely in charge of the finances. It’s a generalization, but one that hits the nail on the head with my husband and me. We make all our major money decisions together – house, car, investments, insurance… anything that costs more than a couple hundred bucks really. But I, almost unilaterally, do all the spending.
read more
